Preparing for Hurricane Season

Lisa Broadbent • July 18, 2025

Check your hurricane insurance coverage today.

Fallen tree lays on a house after a storm, brown trunk and roots on yellow siding, blue sky.

As the 2025 hurricane season approaches, ensure that you are prepared and informed in the event that severe weather affects your area. Broadbent Insurance is here to support you and is available for any questions or concerns you may have regarding new claims or the status of existing claims. Claims should be submitted directly to the insurance carrier, who will then assign a claim number and an adjuster. The agency may or may not be informed of a claim. Please save a recent copy of the claim information in case you lose power and/or internet services during a storm. The claims filing information can be found in the policy itself, which provides toll-free numbers that anyone can use to report a claim.

As a reminder, review all your policies and make any changes ahead of storm season. Please note, the settlement of a claim can be delayed due to the policy not reflecting accurate information, such as:

· Insured Name(s)

· Mailing Address

· Mortgagees, Etc.

We recommend having plenty of printed ACORD Notice of Loss Forms or using a standard memo of loss that contains all relevant information that our carriers need to process the claims as efficiently as possible.

Update a Policy with Ease

If you need to update the policy, please contact our office so we can get this done for you. Or you can always visit the insurance company’s website to make changes online.

If you do not currently have access to the insurance company’s website, please contact our agency so we can walk you through the process of logging on. Please note, you must be the named insured to update policy information via the insurance company’s website.

For claims questions or concerns, please contact us at 302-731-0044, or email lisa@broadbentins.com. Our agents and staff are available Monday-Friday, 8:00 a.m. to 5:00 p.m. ET, with the exception of holidays.

< Older Post Newer Post >

Businessperson shielding a glowing car icon, symbolizing auto insurance protection.

Independent Agent vs. Quote Aggregator: How to Get the Best Auto Insurance Quotes in Middletown, DE

By Lisa Broadbent Insurance • October 20, 2026

Shopping for auto insurance quotes in Middletown, DE? Lisa Broadbent Insurance, Inc. compares carriers to find your best fit. Call (302) 731-0044 today.

Person signing auto insurance documents beside model car and protection shield.

Delaware Auto Insurance Requirements in 2026: What Middletown Drivers Must Know

By Lisa Broadbent Insurance • October 20, 2026

Learn Delaware's 2026 auto insurance policy rules for Middletown drivers. Lisa Broadbent Insurance, Inc. offers custom coverage. Call (302) 731-0044 today.

Agent and client discussing an auto insurance policy claim with toy cars in a collision

What Every Driver Should Know About Their Auto Insurance Policy in Delaware

By Lisa Broadbent Insurance, Inc. • September 25, 2026

Understand your auto insurance policy in Middletown, DE. Lisa Broadbent Insurance covers DE minimums, PIP, and lapse penalties. Get a local quote today.

Depiction of a situation related to a car collision or insurance claim

How Automobile Insurance in Hockessin, DE Helps Protect Drivers From Unexpected Costs

June 30, 2026

Automobile insurance in Hockessin, DE, can shield you from repair bills, medical costs, and liability claims. Call Lisa Broadbent Insurance, Inc. to find the right coverage today.

Hands using a pen and calculator over a clipboard with a blue toy car, suggesting auto insurance paperwork

Automobile Insurance Guide: Biggest Mistakes to Avoid for Drivers

April 27, 2026

Avoid costly mistakes in automobile insurance with Broadbent Insurance, Inc. Serving Hockessin, DE, drivers. Click here for the best advice and coverage tips!

Finger pressing a car insurance start button on a dashboard.

Commercial Vehicle Insurance for Hockessin, DE Businesses

April 13, 2026

Need commercial vehicle insurance in Hockessin, DE? Lisa Broadbent Insurance, Inc. can help protect your business. Call us at 302-731-0044 today.

Icicles hanging from a snow-covered roof of a brick building with white shutters.

How to Help Prevent Ice Dams

By Lisa Broadbent • January 5, 2026

Taking precautions to prevent ice dams is an important part of preparing your home for winter weather. Knowing what an ice dam is , minimizing the conditions that allow one to form and removing an ice dam as soon as you spot one can help prevent serious damage to both the roof and the inside of your home. Take action before snow starts falling An ice dam may develop during the cold winter months if warm air from your home or attic melts snow on your roof. In freezing temperatures, the melted snow may refreeze once it reaches the colder edge of the roof. Keeping the temperature of your attic at 32°F or below can help prevent snow from melting and ice dams from developing. The following are some steps you can take to help prevent the snow melting-and-freezing cycle that often causes ice dams: Insulate your attic. Be sure your attic is properly insulated to help prevent warmth from escaping through ceilings. Whenever possible, an insulation value of R-40 is recommended. Prevent air leaks. Check and seal any openings where warm air or heat could escape into the attic, such as insulating or caulking around vent pipes, exhaust fans, chimneys, attic hatches and/or light fixtures. Improve ventilation. Increase the number or size of attic, roof or soffit vents that allow cold air to circulate and flush warmer air out during the winter. Install a water-repellent membrane. When replacing the roof covering, install a water-repellent membrane underneath the shingles. This acts as an extra barrier that helps prevent water from seeping inside the building should an ice dam form. Tips to help prevent ice dams through the winter Ice dams can sometimes form despite your best efforts to keep your roof at the proper temperature. Be sure to monitor the weather and maintain your roof throughout the colder winter months for additional protection against ice dams, such as: Clear gutters and downspouts. Prevent water from accumulating and possibly freezing in your gutters by cleaning leaves, debris and snow accumulation from in and around gutters and downspouts. Making sure that your gutters are properly pitched can also help prevent the collection of water in low spots and help reduce the potential for ice buildup in gutters. Remove snow accumulation from your roof after every storm. Whenever possible, use a roof rake to clear snow about three to four feet from the edge of your roof soon after each storm. Snow accumulation along the edge of your roof increases the likelihood of an ice dam developing, which prevents water from draining off the roof. This water can then back up underneath roof shingles and make its way into your home. Remove ice dams as soon as you spot them. Check your roof often and know how to help identify and remove an ice dam. CAUTION: Avoid using a ladder in snowy and icy conditions. This can be extremely dangerous and is best left to the professionals. For questions or concerns about insurance to protect your home’s roof, please contact us at 302-731-0044 , or email lisa@broadbentins.com . Our agents and staff are available Monday-Friday, 8 a.m. to 5 p.m. ET, with the exception of holidays.